Skyline Home Loans—Guiding you to financial excellence
Privacy Policy for Skyline Home Loans
At Skyline Home Loans, we are committed to protecting the privacy and confidentiality of our customers’ personal information. This Privacy Policy outlines how we collect, use, disclose, and safeguard the information provided to us during the mortgage application process and throughout our business relationship.
Information We Collect:
We may collect various types of personal information from you, including but not limited to:
Name, address, and contact details (email address, phone number, address … etc)
Financial information (income, assets, debts, bank statements)
Employment details and history
Property information
Identification documents (driver’s license, passport, Medicare as requested from the lenders)
Other relevant information necessary to assess your mortgage application
We collect this information directly from you or from third parties with your consent, such as credit bureaus or financial institutions.
How We Use Your Information:
We use the information we collect for the following purposes:
To process and assess your mortgage application
To verify your identity and eligibility for mortgage financing
To communicate with you regarding your application, inquiries, or transactions
To provide personalized advice and recommendations
To comply with legal and regulatory requirements
To improve our products and services
To protect against fraud and unauthorized access
Disclosure of Information:
We may disclose your personal information to the following parties:
Lenders, financial institutions, or mortgage insurers involved in the mortgage application process
Regulatory authorities, government agencies, or law enforcement as required by law or in response to legal requests
Third-party service providers engaged to assist us in processing your application or operating our business, such as IT support, legal services, or credit reporting agencies
Affiliated companies or business partners involved in providing mortgage-related services
Data Security:
We employ reasonable security measures to protect your personal information from unauthorized access, disclosure, alteration, or destruction. However, no method of transmission over the internet or electronic storage is entirely secure, and we cannot guarantee absolute security.
Your Rights and Choices:
You have the right to access, correct, or update your personal information held by us. You may also request that we delete or restrict the processing of your information in certain circumstances. To exercise these rights or for any inquiries regarding your personal information, please contact us using the information provided below.
Changes to this Privacy Policy:
We reserve the right to update or revise this Privacy Policy at any time without prior notice. We encourage you to review this Policy periodically for any changes. Your continued use of our services after the posting of modifications constitutes your acceptance of such changes.
Contact Us:
If you have any questions, concerns, or requests regarding this Privacy Policy or our privacy practices, please contact us at:
Skyline Home Loans
Shop 7 – 191 Margaret Street Toowoomba City, QLD 4350
0745930051